Conferința BURSA - Dezvoltarea Romaniei 2018
ÎN PRIMUL SEMESTRU
BURSA 26.08.2015
     Brokerul de credite Kiwi Finance a intermediat în primul semestru împrumuturi ipotecare standard în valoare de 100 milioane de lei, reprezentând 5% din volumul total al creditării la nivel național, de 2 miliarde lei, a anunțat marți compania.
     Anca Bidian, CEO Kiwi Finance, a declarat: "În prima jumătate a acestui an am înregistrat o creștere pe toate tipurile de produse de creditare. Pentru creditele ipotecare cererea a crescut cu mai mult de 50% față de aceeași perioadă a anului trecut, datorită în special scăderii dobânzilor, creșterii încrederii populației și randamentelor interesante ale pieței imobiliare. Estimăm că acest trend se va menține în absența unor perturbații economice majore interne sau internaționale".
     BNR a raportat pentru prima jumătate a anului credite ipotecare și Prima Casă de 4,6 miliarde lei la nivelul întregului sistem bancar, din care creditele prin programul Prima Casă au reprezentat 2,6 miliarde lei, iar creditele ipotecare standard au însumat 2 miliarde lei, arată Mediafax.
     Ponderea creditelor acordate prin programul Prima Casă a scăzut în totalul creditării la 56,5%, de la 60,3% în primul semestru din 2014.
     "Este interesant faptul că ponderea creditelor Prima Casă a scăzut în favoarea creditelor ipotecare standard, dar și timpul relativ scurt în care ofertele ipotecare în lei au devenit mai atractive decât cele în euro", a spus Bidian.
     Creditele de achiziție, cele prin Prima Casă și ipotecarele standard au crescut în total cu 56% față de perioada similară a anului trecut. Împrumuturile Prima Casă au avut o creștere în volum cu 46% față de anul trecut, iar cele ipotecare standard au consemnat un avans de 70%.
     Evoluția a fost determinată de costurile bancare, trendul economiei naționale și de încrederea populației în piața imobiliară, bancară și macroeconomică, potrivit Kiwi Finance.
     Din punct de vedere al costurilor, anul 2015 a înregistrat cele mai scăzute niveluri ale dobânzilor anuale și ale celor anuale efective (care includ alte cheltuieli și comisioane bancare atașate unui credit), care au atins minime istorice, media situându-se la circa 4 % pentru creditele în lei, respectiv 5% pentru cele în euro.
     "Cât privește încrederea populației, atât în sistemul bancar, cât și în economia națională, cel mai bun indicator este însăși creșterea volumului creditării, cu alte cuvinte, românii au început să capete încredere în menținerea locurilor de muncă și a veniturilor pe termen lung, pe fundalul economic, ceea ce le-a redeschis apetitul către împrumuturi pe termen mediu și lung", se mai arată în comunicat.
     Până în prezent, brokerul a intermediat credite în valoare de 720 milioane euro pentru circa 164.000 de clienți. 
 

 
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English Section
14.09.2018
MREPORT BY TRANSPARENCY INTERNATIONAL
     Globalization has also brought with it an unpleasant effect: cross-border corruption. According to the intermediate report Exporting Corruption for the year 2018, a document drawn up by the organization Transparency International, there is a practice among powerful foreign companies of bribing the public servants of another country when they want to enter the local market.  click here to read the entire article
07.09.2018
DEPUTY VIRGIL POPESCU, VICEPRESIDENT OF THE COMMISSION FOR INDUSTRIES AND SERVICES
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05.09.2018
MRS. FIREA'S VERBAL BOMBS
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31.08.2018
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29.08.2018
     * Claudiu Cazacu, XTB România: "United States companies have posted results that even exceeded the analysts' expectations, which were already for 2-figure profit increases"
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      * (Interview with Radu Grațian Ghețea, President - CEO of CEC Bank)
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     Reporter: Lately, there have been opinions from some experts who are saying that there is a wave of non-performing loans of the ones taken out by the First Home Program. What is your comment on these statements?  click here to read the entire article
08.08.2018
     * (Interview with Laszlo Diosi, OTP Bank CEO)
     Reporter: How would you describe the banking market, at the present time?
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     But there is no shortage of challenges. We are talking here about challenges which concern the digitalization of the banking system and the national and international legislation. The entire system needs to align with complex and sometimes confused regulations.
     Recorded by Emilia Olescu  click here to read the entire article
31.07.2018
     * (Interview with Dan Paul, the president of the Association of Brokers)
     The management of the Bucharest Stock Exchange (BVB) needs to find out from brokers whether Romania truly needs a derivatives market, says Dan Paul, the president of the Association of Brokers, who was kind enough to grant BURSA an interview.  click here to read the entire article
27.07.2018
THE DĂNCILĂ GOVERNMENT AFTER SIX MONTHS
     Now we know why prime-minister Dăncilă was in a hurry to announce the activity report for the first six months at the helm of the Romanian government: the nice tale of the hike of pensions and salaries wasn't supposed to be overshadowed by the evolution of budget expenses, whose increase has led the deficit of the consolidated general budget to 1.61% of the GDP, from 0.88% after the first five months of the year.  click here to read the entire article
23.07.2018
BECAUSE AN AGREEMENT ON THE PRICE COULDN'T BE REACHED,
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23.07.2018
ECONOMIC ANALYST AURELIAN DOCHIA PREDICTS:
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13.07.2018
Russia World Cup
     The final tournament of the World Football Cup will end with a gala representation, the duel between Croatia and France. France, the with the most expensive players in the tournament, has met the expectations, Croatia is the biggest surprise the of the competition.  click here to read the entire article
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