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Reporter: What were your first steps to becoming an investor?
Anna Rozanska: kept hearing a couple of my friends talking about it and I finally asked one of them to show me how. He took his phone and showed me how it worked and I was hooked! Made my first investment that evening.
Reporter: What has been your evolution as an eToro Investor?
Anna Rozanska: I'm generally a much calmer investor now, with a more hands-off approach. I don't constantly pick new stocks, and I try to invest consistently every month. I also dont check my portfolio every day like I used to at the beginning, because I'm much better now at keeping my emotions in check which is super important when investing I don't have as many positions now and I concentrate more on the few positions that I have, but I do still like to dabble in random stocks but the difference now is that the biggest chunk of my money is in those long term stable investments, and the "dabbling" is with smaller amounts.
I became a popular investor because of my Youtube channel, people were often wanting to be able to see or copy my portfolio, and this gives them the chance to do that.
Reporter: What are your investment goals for the future?
Anna Rozanska: I would like my investments to create enough passive income to cover my basic needs, so I can choose when and where to work and not worry about the bills.
Reporter: To what extent has the experience you had in your field before you started investing contributed to the evolution of your investments?
Anna Rozanska: It definitely helped me understand things a lot quicker, I am a chartered accountant so I did a lot of investing related things in my qualification (like reading financial statements) and my whole career has been in finance (although not investing) so I grasped financial concepts much quicker than the average person I think.
Reporter: What is your investment strategy?
Anna Rozanska: I'm both a growth and a dividend investor. I'd like to have enough dividends to pay the bills, but I also don't want to miss out on growth stocks considering my age is still quite young :)
Reporter: What advice do you have for first-time investors? Is there anything investors should pay particular attention to?
Anna Rozanska: Don't be afraid to invest is my main piece of advice, once you start and do it for a while (weathering through the highs and lows) you will regret not starting sooner.... and closely following on from that is don't just jump on the hype - if you don't know what you're doing you should focus on investing in ETF's in order to minimise risk. You could always copy someone who has a proven track record (like a popular investor on etoro).
Reporter: How do you approach the risks associated with investing?
Anna Rozanska: I make sure I invest money I won't need in the short term and I re-evaluate my portfolio on a regular basis to make sure I'm still happy with where I'm investing my money.
Reporter: What do you think about crypto investments compared to other assets in the market?
Anna Rozanska: I'm personally not a HUGE fan of crypto, but I do have some of my money invested in the biggest crypto investments. I do think crypto isn't going anywhere, considering a lot of countries are considering CBDC's so I don't want to miss out on the growth. But I would never have the biggest chunk of my money in crypto investments.
In which segment do you think a businessman should invest, in the current macroeconomic and geopolitical conditions (tariffs, high inflation, energy crisis, border war)?
Reporter: Is there a perfect time to invest?
Anna Rozanska: Now the best time is always now. But generally speaking no, you can't time the market. Studies show that attempting to do this never works - it's all about consistency instead!
Reporter: What should investors consider when choosing an online investment platform?
Anna Rozanska: Platform fees are a big one, you don't want to lose potentially thousands over your lifetime through platform fees! Definitely compare those. Also consider fx fees if you plan to invest in overseas markets. Finally - I am a firm believer that the user interface matters SO much. Not everyone's brain is the same - what I might find easy to navigate may not be what you find easy to navigate. Try out a few and see which one feels more "natural" to you!
Reporter: Is there an investor's decalogue? What are the top three rules?
Anna Rozanska: For sure!! The top 3 rules I believe are "think long term" (Short-term volatility is inevitable. Long-term investors benefit from compounding, market growth, and recovery cycles), "diversify your investments" (to minimise risk), and "control your emotions" (Staying calm during market downturns and avoiding greed during booms are what separate successful investors from average ones).
Reporter: Thank You!
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